{"id":2459,"date":"2024-08-30T23:24:09","date_gmt":"2024-08-30T23:24:09","guid":{"rendered":"https:\/\/websitedemolink.co\/richardcoffeyandassociates\/?page_id=2459"},"modified":"2025-03-01T01:21:16","modified_gmt":"2025-03-01T01:21:16","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/websitedemolink.co\/richardcoffeyandassociates\/terms-conditions\/","title":{"rendered":"Terms &amp; Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2459\" class=\"elementor elementor-2459\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1258b34 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1258b34\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b40e9fb\" data-id=\"3b40e9fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3203622 elementor-widget elementor-widget-heading\" data-id=\"3203622\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Terms & Conditions<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23f4c022 elementor-widget elementor-widget-text-editor\" data-id=\"23f4c022\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>The Terms and Conditions govern the use of the Richard W. Coffey and Associates, LLC website. This site is owned and operated by Richard W. Coffey and Associates, LLC.<\/p>\n<p>\u00a0<\/p>\n<p>Please read the Terms and Conditions carefully before using this website.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c4287e elementor-widget elementor-widget-heading\" data-id=\"9c4287e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Acceptance of Terms and Conditions<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c77e4a3 elementor-widget elementor-widget-text-editor\" data-id=\"c77e4a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Welcome to the Richard W. Coffey and Associates, LLC website. By accessing and using this website and any content and features therein, you indicate your acceptance of and agree to comply with and be bound by the following Terms and Conditions. These Terms and Conditions unconditionally extend and apply to all related applications, internal service, or website extensions. These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity and Richard W. Coffey and Associates, LLC concerning your access to and use of the Richard W. Coffey and Associates, LLC website as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected to thereto the Richard W. Coffey and Associates, LLC website.<\/p>\n<p>\u00a0<\/p>\n<p>If you do not agree to the Terms and Conditions, please leave the website and refrain from any access in the future.\u00a0 We may update these Terms and Conditions at any time.\u00a0 Please review the Terms and Conditions regularly to ensure you are aware of any changes.\u00a0 Your continued access to and\/or use of the website after changes have been made to the Terms and Conditions indicates your agreement to be legally bound by the updated and\/or amended terms.<\/p>\n<p>\u00a0<\/p>\n<p>Richard W. Coffey and Associates, LLC recommends that you save and\/or print a copy of these Terms and Conditions for future reference.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce11c93 elementor-widget elementor-widget-heading\" data-id=\"ce11c93\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Definitions and Terminology<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33b91a0 elementor-widget elementor-widget-text-editor\" data-id=\"33b91a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The following definitions apply to the Terms and Conditions, Privacy Policy, and all agreements.<\/p>\n<p>\u00a0<\/p>\n<p>\u201cYou\u201d, \u201cYour\u201d, \u201cUser\u201d, \u201cCustomer\u201d, or \u201cClient\u201d refers to you, the person(s) that use the website. \u201cRichard W. Coffey and Associates, LLC, \u201cwe\u201d, \u201cour\u201d and \u201cus\u201d refers to our website and company.<\/p>\n<p>\u00a0<\/p>\n<p>All terms refer to all considerations of Richard W. Coffey and Associates, LLC necessary to undertake and support you for the express purpose of meeting your user needs in respect to our services under and subject to the prevailing law of or any state or county in which Richard W. Coffey and Associates, LLC operates. Any use of these definitions or other glossary in the singular, plural, capitalization, and\/or pronoun are interchangeable but refer to the same.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6e6889 elementor-widget elementor-widget-heading\" data-id=\"e6e6889\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Privacy Policy<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5193057 elementor-widget elementor-widget-text-editor\" data-id=\"5193057\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Before you continue using our website, we advise you to read the Privacy Policy which is accessible from the website.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dcf365 elementor-widget elementor-widget-heading\" data-id=\"4dcf365\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Age Restriction<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd20206 elementor-widget elementor-widget-text-editor\" data-id=\"cd20206\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You must be at least 18 (eighteen) years of age before you can use this website. By using this website, you warrant that you are at least 18 years of age and you may legally adhere to the Terms and Conditions. Richard W. Coffey and Associates, LLC assumes no responsibilities for liabilities related to age misrepresentation.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9185b57 elementor-widget elementor-widget-heading\" data-id=\"9185b57\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Use of the Website <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05b3153 elementor-widget elementor-widget-text-editor\" data-id=\"05b3153\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You agree to use this website only for lawful purposes. You are prohibited from using the site to engage in any conduct that could harm the website or any person. By using this website, you represent and warrant that you are of legal age to consent to the Terms and Conditions. If you do not meet the legal age requirement to consent to the Terms and Conditions, you must leave the website and refrain from having any access to the website in the future.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0eed1df elementor-widget elementor-widget-text-editor\" data-id=\"0eed1df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the Website; or in any way that is unlawful, illegal, fraudulent, or harmless, or in connection with any unlawful, illegal, fraudulent, or harmless purpose of activity.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8cf94c elementor-widget elementor-widget-text-editor\" data-id=\"f8cf94c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You must not use this website to copy, store, host, transmit, send, use, publish, or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcb613c elementor-widget elementor-widget-text-editor\" data-id=\"bcb613c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You must not conduct any systematic or automated data collection activities (including and without limitation: scraping, data mining, data extraction, and data harvesting) on or in relation to this website without Richard W. Coffey and Associates, LLC\u2019s express written consent.\u00a0 You must not use this website to transmit or send unsolicited commercial communications.\u00a0 You may not use this website in any capability related to marketing without the express written permission of Richard W. Coffey and Associates, LLC.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5f72e9 elementor-widget elementor-widget-heading\" data-id=\"b5f72e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Intellectual Property <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5789f4 elementor-widget elementor-widget-text-editor\" data-id=\"f5789f4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>All content on this website, including text, graphics, logos, documents, downloadable files, images, and anything that contributes to the composition of the site is the property of Richard W. Coffey and Associates, LLC and is protected by copyright and other intellectual property laws. Users are not allowed to reproduce, distribute, or create derivative works from the content without prior written permission from Richard W. Coffey and Associates, LLC.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf960b8 elementor-widget elementor-widget-heading\" data-id=\"cf960b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">User Conduct <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2dfc5e6 elementor-widget elementor-widget-text-editor\" data-id=\"2dfc5e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Users must not post or transmit any material that is abusive, defamatory, obscene, or otherwise objectionable. Richard W. Coffey and Associates, LLC reserves the right to remove any content that violates these terms.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-559afd0 elementor-widget elementor-widget-heading\" data-id=\"559afd0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Limitation of Liability <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bb507c elementor-widget elementor-widget-text-editor\" data-id=\"8bb507c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Richard W. Coffey and Associates, LLC is not liable for any direct, indirect, incidental, or consequential damages arising from the use, misuse, or inability to use the website, even if Richard W. Coffey and Associates, LLC has been advised of the possibility of such damages.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae1890 elementor-widget elementor-widget-heading\" data-id=\"4ae1890\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Links to Other Websites<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57f31ef elementor-widget elementor-widget-text-editor\" data-id=\"57f31ef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The Richard W. Coffey and Associates, LLC website may periodically provide links to third party websites and services that we do not own or control.\u00a0 We are not responsible for responsible for the content, policies, or practices of any third party sites or service linked to on our website.\u00a0 It is the client\u2019s responsibility to read the terms and conditions and privacy policies of these third party websites before using these sites.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f58b662 elementor-widget elementor-widget-heading\" data-id=\"f58b662\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Third Party Goods and Services<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ca78b6 elementor-widget elementor-widget-text-editor\" data-id=\"9ca78b6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Richard W. Coffey and Associates, LLC may periodically offer goods or services from third parties.\u00a0 We cannot guarantee the quality or accuracy of goods and services made available by third parties referenced on our website.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e95686d elementor-widget elementor-widget-heading\" data-id=\"e95686d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Termination <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0d5712 elementor-widget elementor-widget-text-editor\" data-id=\"e0d5712\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Richard W. Coffey and Associates, LLC reserves the right to terminate your access to the website at any time, without notice, for conduct that Richard W. Coffey and Associates, LLC and believes violates these terms or is harmful to other users of the website.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d27edc elementor-widget elementor-widget-heading\" data-id=\"5d27edc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Governing Law <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45ae050 elementor-widget elementor-widget-text-editor\" data-id=\"45ae050\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>These terms and conditions are governed by and construed in accordance with the laws of Washington, United States, and you agree to submit to the exclusive jurisdiction of the courts in that location.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7cff06 elementor-widget elementor-widget-heading\" data-id=\"d7cff06\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Indemnification<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df3e95a elementor-widget elementor-widget-text-editor\" data-id=\"df3e95a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You agree to indemnify and hold harmless Richard W. Coffey and Associates, LLC and its affiliates against legal claims and demands that may arise from your use and misuse of the website.\u00a0 We reserve the right to select our own legal counsel.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6120791 elementor-widget elementor-widget-heading\" data-id=\"6120791\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Changes to Terms and Conditions and to the Website<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dd9f2f elementor-widget elementor-widget-text-editor\" data-id=\"4dd9f2f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Richard W. Coffey and Associates, LLC reserves the right to change these terms and conditions at any time. \u00a0All changes are effective at the moment we post such changes and shall apply to all access and use of the website.\u00a0 Your continued use of the website following any changes will be deemed your acceptance of such changes.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc0910b elementor-widget elementor-widget-text-editor\" data-id=\"cc0910b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Richard W. Coffey and Associates, LLC may change the content of the website from time to time.\u00a0 However, this content is not necessarily complete or up-to-date and the Company is under no obligation to update it.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10ceddb elementor-widget elementor-widget-heading\" data-id=\"10ceddb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reliance on the Information Posted<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de44dbc elementor-widget elementor-widget-text-editor\" data-id=\"de44dbc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The information provided on this website is for informational purposes only.\u00a0 Richard W. Coffey and Associates, LLC does not warrant the accuracy or completeness of this information.\u00a0 The User may not place reliance on the information on this website.\u00a0 The Company disclaims any liability that could arise if any user or visitor to the website relies on such information.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-329679a elementor-widget elementor-widget-heading\" data-id=\"329679a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Information<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-729ed7d elementor-widget elementor-widget-text-editor\" data-id=\"729ed7d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you have any questions about these Terms and Conditions, please contact us at <strong><a href=\"mailto:rickcoffey@rwcoffeyllc.com\">rickcoffey@rwcoffeyllc.com<\/a>.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f8a7fa elementor-section-full_width elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"3f8a7fa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eb845ca\" data-id=\"eb845ca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ca06c9 elementor-widget elementor-widget-text-editor\" data-id=\"9ca06c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<!-- wp:heading -->\n<h4>Who we are<\/h4>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>Our website address is: https:\/\/finaxio.themeori.com.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h4>Comments<\/h4>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor\u2019s IP address and browser user agent string to help spam detection.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https:\/\/automattic.com\/privacy\/. After approval of your comment, your profile picture is visible to the public in the context of your comment.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h4>Media<\/h4>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h4>Cookies<\/h4>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select &#8220;Remember Me&#8221;, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h5>Embedded content from other websites<\/h5>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h5>Who we share your data with<\/h5>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you request a password reset, your IP address will be included in the reset email.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h5>How long we retain your data<\/h5>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.<\/p>\n<!-- \/wp:paragraph --><!-- wp:paragraph -->\n<p>For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h5>What rights you have over your data<\/h5>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.<\/p>\n<!-- \/wp:paragraph --><!-- wp:heading -->\n<h5>Where your data is sent<\/h5>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>Visitor comments may be checked through an automated spam detection service.<\/p>\n<!-- \/wp:paragraph -->\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms &#038; Conditions The Terms and Conditions govern the use of the Richard W. Coffey and Associates, LLC website. This site is owned and operated by Richard W. Coffey and Associates, LLC. \u00a0 Please read the Terms and Conditions carefully before using this website. Acceptance of Terms and Conditions Welcome to the Richard W. 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